Personalized Mortgage Financing Tailored to Your Ambitions
At Pacific Financial Group Inc., we empower homebuyers and property owners with direct mortgage expertise, seamless execution, and innovative programs like our signature EASE concierge lending platform.
Speak Directly With Our Team
Whether buying your first home, financing luxury real estate, or refinancing to meet long-term goals, we deliver clarity and certainty at every step.
Quick Consultation Request
Submit your scenario and an experienced mortgage banker will respond promptly.
Comprehensive Financing Built Around Your Goals
From traditional government-backed options to sophisticated non-conforming and portfolio solutions, we match every borrower with the ideal structure.
Home Purchase Loans
Navigate your purchase smoothly with pre-approvals that give realtors confidence. Conventional, FHA, VA, and Jumbo loan programs with competitive terms.
Mortgage Refinancing
Lower your monthly mortgage payments, consolidate debts, or access equity for investments through our transparent 15-step refinancing workflow.
Lending with EASE
Tailored concierge mortgage solutions for self-employed professionals, high-net-worth investors, and borrowers with unique financial profiles.
Decades of Mortgage Banking Acumen Focused Entirely on You
Rather than treating clients as automated application numbers, Pacific Financial combines boutique advisory attention with the institutional lending power required to close complex, high-value transactions on schedule.
Direct Leadership Engagement
Work directly with founders Alex Ortiz and Raul Lopez along with seasoned senior advisors who hold extensive certifications.
Tailored Underwriting Knowledge
Expertise across Fannie Mae, Freddie Mac, FHA, VA, USDA, manufactured home lending, and custom portfolio guidelines.
Complete Transparency
No hidden surprises or vague timelines. Clear upfront qualification and attentive coordination with title, escrow, and realtors.
Pacific Financial Team • 18401 Von Karman Ave, Irvine, CA
Our unified team of 17 licensed advisors and senior mortgage specialists.
Lending With EASE: Sophistication in a Whole New Way
EASE offers a new direction in mortgage banking. Discreet, professional, and tailored specifically for borrowers who do not fit neatly inside rigid conventional matrixes.
“Not every borrower fits neatly inside a traditional government matrix.”
Alex Ortiz
Broker & Founder | CA DRE #01883904
Whether you have tax write-offs as a business owner, complex asset distributions, or specialized rental portfolio investments, EASE delivers a tailored lending roadmap.
“We are committed to exceeding the needs of all our borrowers.”
Raul Lopez
Managing Director | CA DRE #01898421
We believe in personalized review and real human underwriting understanding rather than rigid algorithmic disqualifications.
Estimate Your Monthly Mortgage Payment
Adjust the sliders to preview principal, interest, taxes, and insurance for any home price and loan term. When you are ready for your exact rate, our senior bankers review your scenario personally.
Loan Scenario
Adjust the values to estimate your payment
Estimated Monthly Costs (Optional)
Principal and interest plus estimated taxes, insurance, and HOA. Your actual rate and payment depend on your full qualification profile.
Principal & Interest
$3,792.41
Loan Amount
$600,000
Total Interest
$765,267
Total Paid
$1,365,267
This calculator provides an estimate for illustration only and is not a loan offer, rate lock, or commitment to lend. Pacific Financial Group Inc., NMLS #655576. Equal Housing Opportunity. Actual terms depend on credit, income, and underwriting review.
Speak With A Senior Mortgage Banker Today
We are ready to answer your questions, assess your pre-approval criteria, and guide you through the process with personal dedication.
Direct Telephone
949-427-2587Office Location
18401 Von Karman Avenue, Suite 430, Irvine, California 92612
Begin Your Mortgage Consultation
Provide your contact and financing objectives. Our team will review and reply swiftly.